Insurance and Credit-Based Scoring

Credit-based scoring has become much more common place with insurance companies in determining your premium.  Obviously, banks have utilized payment histories in qualifying an individual for a loan for decades; however, recently other businesses have picked up on this...

Do I Have Enough Auto Liability Coverage?

Repeatedly, we hear about car accidents like this:  Bangor Daily News reported a 19 car pileup in Southern Maine.  Bodily injury was mostly avoided, with the exception of one person who was taken to the hospital.  Property damage to the vehicles, on the other hand,...

If my dog bites someone, am I liable?

If you have a dog, you are responsible for it. If it bites someone, you may be liable for the damages. Make sure you are properly insured.  Also, follow the tips outlined below to keep your pet safe and keep yourself from facing any unnecessary liabilities. If my dog...