Protecting Maine Businesses Since 1927

Running a business is rife with risks, but F. A. Peabody Insurance Company (FAPCO) can handle every type of insurance for your commercial operation. Whether your business insurance needs are basic, or you require unique protection options, we can handle any coverage to fit your business. Our specialists can assist you in determining the proper coverages and limits, thereby ensuring that you have sufficient coverage and no gaps in the event of a claim. There is no business too large or small; FAPCO has the coverages for all.

The three basic parts of our commercial insurance are:

Property – Whether your business is shut down due to fire or windstorm, the following coverages can get you back in business in a hurry by repairing damage to your building and items, as well replacing business income and payroll expenses while your business is being rebuilt.

Coverages include:

  • Buildings
  • Business personal property
  • Business income

Liability – Business liability insurance helps protect you should anyone file a claim against your business due to injuries, whether physical, financial, or psychological.  It not only takes care of the damages you are legally obligated to pay, but also covers the associated legal costs up to the policy limits. Whether the liability is due to someone’s injury on the premises, a flawed product, wrongful termination, or harassment, you will have the right coverage.

Coverages include:

  • Premises and operations
  • Products and completed operations
  • Employment practices liability
  • Cyber liability and data breach

Crime- In the event an employee is embezzling funds from your business, you have coverage.  This also covers you in the event of forgery and other crime related losses as follows:

  • Employee dishonesty
  • Money and securities
  • Forgery & alteration
  • Counterfeit currency & money orders

We’re Here To Help

As a Maine small business ourselves, F.A. Peabody knows the commercial coverage needs of businesses in this area. If you’d like to see why companies have been coming to us for generations, stop by one of our offices or call one of our agents at (877) 764-4297. A successful business comes with many liabilities, but we’ll help you stay focused on your goals.