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The Maine State legislature has recently increased the maximum
penalty for Wrongful Death from $150,000.00 to $400,000.00.
What is a wrongful death?
Wrongful death statutes were created to protect the rights of
beneficiaries in the event of the death of a loved one, which was caused by
another person.
What types of acts allow for wrongful death suits?
Claims of wrongful death can occur from your negligent acts including auto,
ATV, snowmobile and boating accidents. All can and are covered by the
appropriate insurance policy.
Who can bring action?
The surviving spouse and/or children and/or other heirs may bring action for
a wrongful death.
What is included as damages in a Wrongful Death claim?
You could be responsible for the following;
1. Pain & suffering
2. Funeral expenses
3. Punitive damages
4. Decedents medical and funeral expenses
5. Loss of financial support, comfort, care & affection
How can I protect myself?
We recommend that you carry, at minimum, a combined single liability limit
of $500,000 liability on all your insurance policies. Also, it may be time to
consider purchasing a $1,000,000.00 umbrella policy to protect yourself and
your assets.
What is an Umbrella Policy?
Similar to your rainstorm umbrella, an Umbrella Policy is a canopy of
protection fitting over and above your various personal liabilities
(homeowners, auto, ATV, snowmobile, boat, etc).
What should I do now?
Call your agent or send us an e-mail
and your agent will call you.
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