We’ve all seen it look so easy on television, and there’s no doubt that a successful DIY project can be something to be proud of. You may even save some money by doing the work yourself. However, a botched job can have a number of expensive consequences, including the need to claim on your Maine homeowners insurance.

Here are some things to think about before you decide to do the work yourself:

•    You may have to buy tools that you don’t know how to use. Learning to use them efficiently tends to take time and practice. The cost of the tools and of your practice materials should be factored in to the overall project cost.

•    You are unsure how much material you will need for the project or how it should be cut. Consequently you might buy too much, or do not have it cut to the right length. Oversupply and having to go back to the shop for another batch all takes up time and money.

•    Accidentally dropping a tool, you break a window, which then has to be repaired.

It’s important to realize that should you have carried out work on your home’s plumbing or wiring yourself, it may not comply with regulations. Subsequent faults could lead to a fire, or water damage and that could affect the validity of your homeowners insurance in Maine. Can you afford to take that risk? It’s also important to know what types of damage are covered in your policy.