School starts today in many areas around Maine, and with it brings up a few insurance-related themes.

Tonight, parents will be filling out endless forms and will be given the opportunity by most schools to purchase accident insurance for their children.  Some schools require that children purchase this insurance if they do not have any other insurance, and are participating in certain school activities.  Check with your insurance agent to see what’s available for you, and make sure your children are covered.

Cold and flu season is fast approaching, so consider getting flu shots.  Also make sure your child’s immunizations are up to date, as most schools require this.  Teach your kids to wash their hands often, and to cough into their sleeve instead of their hands.

Morning commutes may take a bit longer with school buses on the roads.  Remember, it is a serious offense to pass a stopped school bus.  Not only will it cost you a huge fine, but insurance companies will raise your rates if this charge shows up on your driving record.

Some communities are participating in the “Keep Kids Alive Drive 25” campaign to prevent accidents involving young pedestrians.  Last week, the Houlton Police Department started giving out signs that residents can place on their lawns on busy streets, to alert drivers to slow down to at least 25.  These signs were created by the “Keeps Kids Alive Drive 25” traffic safety campaign.

Statistics show that speeding triples the odds of crashing a vehicle, a pedestrian hit in a 30 mph zone is three times more likely to die than a pedestrian hit in a 25 mph zone, and that each year 4000 pedestrians are killed by motor vehicles.  Take your time!

Houlton Police Department Photo