The unexpected often happens when we travel. So, buy peace of mind with travel insurance. Many options are available for events like trip cancellation or interruption. In addition, some medical expenses might be covered that are not covered by your health insurance policy. This is especially important with international travel. Also, it’s important to know what events are covered or not, and what limits apply to travel insurance.
The most common risks covered by travel policies are the following:
Medical treatment
Trip cancellation or interruption
Travel costs and pre-paid charges if a trip is cancelled or cut short due to a variety of circumstances. Circumstances could include jury service, quarantine, death, bodily injury and more.
Travel delays due to weather
Delayed baggage (emergency replacement of necessary items)
And more
Also, travel policies may include optional coverage for an additional cost.
Travel insurance usually does not cover the following:
Preexisting medical conditions
Unlicensed operation of a vehicle
Traveling for the reason of receiving medical treatment
Injury caused by alcohol, drug use or reckless behavior
Events arising from terrorism or war, depending upon circumstances
And more
