This morning, the Bangor Daily News reported a 19 car pileup in Southern Maine.  Bodily injury was mostly avoided, with the exception of one person who was taken to the hospital.  Property damage to the vehicles, on the other hand, was likely extensive.

In the State of Maine, liability insurance is required by law.  The minimum limits allowed are $50,000 per accident for liability for the injury or death of one person, $100,000 per accident for liability for the injury or death of more than one person, and $25,000 per accident for liability for damage to the property of others, such as other vehicles.  It’s our guess that the damage done to the 19 vehicles in today’s crash will exceed $25,000.

Higher limits are available on most auto insurance policies, usually for a very reasonable price.  In addition to higher limits on your auto policy, you can also buy an umbrella policy, which will cover liability over and above the limits on your home and auto policies.  Contact us to make sure you have enough coverage!