This year’s unusually mild winter has created a unique mud season in Maine, with many of our wooded areas throughout the State damaged by an abundance of sludgy dirt and wetness. You may also be experiencing a muddy mess at your own home, and wondering if you can get assistance through your homeowners insurance Maine. A look at your policy or a call to your agent should answer your questions.
One of the main concerns with excessive mud is the increased risk for fallen trees that are left unstable without a hard ground to support them. Consider cutting down or trimming any trees that are immediately around your house. The cost of tree removal is much lower than expenses associated with roof damage.
When you live in an older home, it is essential to make your house as weatherproof and watertight as possible. You should also check to see if your sump pump is connected properly and in good working order. One heavy rainfall could flood your yard and cause mud to enter your basement. As a precaution, it is a good idea to keep all items stored in airtight plastic containers to avoid damage or loss in the event of a flood or mudslide event.
Mud season generally lasts throughout the spring, until warmer temperatures arrive to help to dry up the soil. To ensure you are covered for the damage that could occur during this time of year, review your homeowners insurance Maine. Residents may benefit from purchasing additional policies for mudflow and flooding.